Why Buy With Us?
This simple question is one that needs to be answered right away. Why should a home buyer trust you to find their dream home and negotiate the best price? What knowledge and experience do you bring to the table that will insure a smooth transaction?
When you choose an an agent from William J Edwards Realty, LLC you’re working with a professional who understands your concerns and will provide you with the personalized service. Buying a home is a very important decision, and typically the largest purchase you will make. You want the agent you choose to guide you through this journey as a trusted expert and advocate. It’s in your best interest to choose a well experienced real estate agent who understands and listens to your needs, as well as a local expert in the area where you want to live. Your Edwards Realty Agent will ask you important questions in regards to what you envision as a Home and walk you throughout the process. Our professionals have the knowledge and tools available to them to serve you at the highest level possible. Staying ahead of the trends, utilizing all the internet and social media tools to promote your listings, and keeping on top of local and state legal changes and statistics makes our agents your most valuable resource for all of your real estate needs.
Homes For Sale
Many IDX providers allow you to create saved searches to link to. This can be for homes based on price range or property characteristics.
Pre-Approval
What is the importance of getting pre-approved for a mortgage? How do you go about getting pre-approved?
Pre-approval proves that you already have backing and the ability to go through with the sale. This letter can be shown to sellers when bidding on a property letting the sellers know you are a serious buyer.
You’ll have to go to a lender to get pre-approved . The lender will generally start by asking for some basic information about you and your financial history. Then additional financial information is gathered, likely including a credit report. If the information you provide and the information obtained from your credit report satisfies the lender’s guidelines, the lender will make a preliminary determination in writing stating that you would qualify for a particular loan amount subject to the conditions outlined in your pre-approval letter.
Escrow and Closing Costs
What is escrow? Are there any closing costs that buyers should be aware of?
An escrow is something of value such as your earnest money check, or documents such as your purchase and sales agreement, that are given to someone with nothing to gain or lose from your real estate transaction. Depending on where you live, that third party (an escrow agent, title agent, or closing attorney) is the person handling your escrow process. They will juggle all incoming paperwork and money from buyers, sellers, agents, lenders, and assorted others. They will arrange the title search, give each party instructions, schedule the closing meeting, disburse all funds, and see to it that everything that needs to be recorded with the county is completed. When everything is finished, everybody paid and the deed recorded with the county, the escrow will close.
Closing costs are fees associated at the closing of a real estate transaction.The closing point is when the title of the property is transferred from the seller to the buyer. Closing costs are incurred by either the buyer or seller. Lenders give you an estimate of what the closing costs on your home will be within three days of when you apply for a loan.
You may find that you have many questions about the buying process and what things you should be considering. Why not give us a call and let one of our real estate expert realtors answer any questions and help you navigate through the buying process? Please call our office today at 239-466-9600.
